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Debt · Equity · Programs
₹2 Cr – ₹500 Cr+ · 40+ Products · 100+ Partners

India's Widest Debt
& Equity Funding Marketplace

— Debt · Equity · Programs

One platform. Every instrument. SME loans, startup venture debt, equity fundraising, and structured programs — matched to your stage and profile in days.

SME FundingStartup DebtEquity RaiseFunding ProgramsVC Programs
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₹0Cr+
Mandates Managed
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Funding Products
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Lending Partners
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Lending Ecosystems
SME Working CapitalVenture DebtRevenue-Based FinancingBridge Funding ₹2–10CrEquity Seed Program $100K–$2MEarly Growth Capital $2–10MVC Co-Lending & Co-InvestingNCD · Off-Balance-SheetPortfolio Debt $1–10MInvoice DiscountingSME Working CapitalVenture DebtRevenue-Based FinancingBridge Funding ₹2–10CrEquity Seed Program $100K–$2MEarly Growth Capital $2–10MVC Co-Lending & Co-InvestingNCD · Off-Balance-SheetPortfolio Debt $1–10MInvoice Discounting
Full Spectrum Access

Debt to Equity. All in One Place.

Most platforms do one or the other. We do both — matching each company to the right instrument at the right stage.

← DebtEquity →
Bridge Loan
Working Capital
Invoice Discounting
Revenue-Based Finance
Venture Debt
NCD
Seed Equity ($100K–$2M)
Growth Equity ($2–10M)
VC Co-Invest
Why Choose Us

The FundingKart Advantage

Built by integrating 7 lending ecosystems and a 100+ investor network into one seamless advisory platform.

Guaranteed Fundraise

For mandates meeting our criteria, we guarantee a successful close — or we don't take the fee.

4-Week Disbursal

Bridge loans disbursed in 4 weeks. Structured debt in 6–10 weeks. Equity IC in 2 weeks.

40+ Products · 7 Ecosystems

India's widest product shelf — debt and equity in one platform, no need to approach multiple advisors.

Dedicated Relationship Mgr

One point of contact from mandate to close. We negotiate on your behalf across every lender or investor.

Debt + Equity Together

Unique ability to run parallel debt and equity processes — so you're always funded.

100+ Investor Network

Family Offices, VC Funds, and UHNIs actively deploying $0.5M–$10M into India-first startups.

The Network

100+ Lenders.
100+ Investors.
One Platform.

Our debt marketplace integrates banks, NBFCs, fintech lenders, and alternative credit providers. Our equity network spans Family Offices, VC Funds, and UHNIs actively deploying capital into India-first startups.

7 lending ecosystems integrated
40+ debt products across all ticket sizes
100+ Family Offices, VCs & UHNIs for equity
Forthcoming SEBI Cat-2 AIF for co-investments

Debt Partners (sample)

HDFC Bank
Axis Bank
ICICI Bank
Bajaj Finserv
Tata Capital
InCred Finance
Poonawalla
Lendingkart

+ 92 more institutional lenders across banks, NBFCs & fintechs

Seven Lending Ecosystems

Different Capital Providers. Different Credit Perspectives.

These are capital-provider categories, not loan products. Each brings a different funding cost, risk appetite and approach to structuring debt. The right fit depends on the transaction, not just the lender's label.

Banks

Relative cost
Typically lower-cost relative to alternative lenders for well-supported credit.
Risk appetite
Generally conservative, with emphasis on repayment visibility, security and established cash flows.
Potential structures
Working-capital lines, term loans, trade finance and consortium lending.

Cat2 Debt Funds

Relative cost
Generally above bank funding, reflecting the fund's return target and transaction complexity.
Risk appetite
Selective moderate-to-higher risk, depending on the Category II AIF's investment mandate.
Potential structures
Privately placed debt securities such as secured NCDs; structured or mezzanine debt where permitted.

NBFCs

Relative cost
Often above banks, with pricing varying by collateral, tenor and credit profile.
Risk appetite
Typically more flexible on borrower profiles or assets, while remaining focused on recoverability.
Potential structures
Asset-backed loans, cash-flow-based term debt, receivables finance and co-lending arrangements.

Family Offices

Relative cost
Negotiated case by case; may carry a premium for bespoke terms or execution complexity.
Risk appetite
Highly mandate-dependent, often relationship-led with selective appetite for special situations.
Potential structures
Bespoke secured debt, privately placed NCDs and bridge or structured credit, where permitted.

Offshore Debt

Relative cost
Headline pricing may appear lower, but hedging, fees and taxes can materially change the all-in cost.
Risk appetite
Varies by lender; currency exposure, country risk and cross-border enforceability are central considerations.
Potential structures
External commercial borrowings, eligible trade credits and cross-border debt securities, subject to applicable rules.

PE Credit

Relative cost
Typically targets higher returns than conventional senior bank debt, especially for complex transactions.
Risk appetite
Selective appetite for acquisition, sponsor-backed and event-driven financing with detailed diligence.
Potential structures
Acquisition debt, senior or unitranche-style financing, mezzanine and structured credit, where permitted.

Private Debt

Relative cost
Ranges widely; bespoke or subordinated capital generally costs more than conventional senior bank debt.
Risk appetite
Mandate-specific, spanning conservative secured lending through growth and special-situation credit.
Potential structures
Direct lending, secured debt securities, cash-flow debt and subordinated or special-situation financing.

Indicative comparisons only, not rate quotes, eligibility criteria or funding commitments. Categories can overlap: PE credit and some debt funds form part of the broader private-debt market. Pricing and available structures depend on lender mandate, diligence, security, tenor, currency and applicable regulation; all funding remains subject to lender approval.

Process

From Mandate to Money in 4 Steps

A streamlined advisory process built for founders who move fast.

01

Apply

Submit basic financial details in under 5 minutes. Debt or equity — we assess both.

02

Match

Our engine maps you to the top lenders or investors with the highest fit score.

03

Due Diligence

Single document upload. We handle structuring, negotiation, and lender/investor management.

04

Disbursal

Sign the term sheet. Debt disbursed in 48 hrs. Equity close in 8–16 weeks.

Explore All Programs

Jump straight to the program that fits your stage.

What Founders Say

Don't just take our word for it.

"The Funding Kart understood our venture debt needs perfectly. They structured a deal that gave us the runway we needed without touching our equity."

Rahul S.

Founder, Fintech SaaS

₹15 Cr Raised

Ready to Raise?

Fill out the form and get a term sheet in as little as 48 hours.

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